- The Economics of Ditching Your Mortgage
For a recent story I did about underwater mortgages, I spoke with a lot of people who owe more on their mortgage than their homes are worth. Inevitably, these people would acknowledge the option of just walking away..
- Car Dealer Scams To Avoid
Buyer Beware: Here’s what to watch out for the next time you’re in the showroom..
- Get on the "Do Not Call" list to stop telemarketers.
- Gauge Your Middle-Class Status
Despite the so-called recovery, many families continue to struggle, with income and other living standards slipping below thresholds that typically represent middle-class quality of life..
- Read the Federal Reserve’s New Rules for Credit Card Companies
The Federal Reserve’s new rules for credit card companies mean new credit card protections for you..
- Find the cheapest gasoline in your area..
- How To Use Skype As A Free Internet Phone
Watch a video on how to use Skype to make free internet phone calls..
It is easy to confuse the necessary services supplied by credit monitoring companies with the potentially illegal functions of credit repair services. Credit monitoring companies provide an important service that can limit or help to avoid any damage done to your credit.
Subprime mortgages have been, somewhat rightly, blamed for the recent economic troubles. But the collapses in the banking system cannot be blamed entirely on them. Subprime loans are a tool, of sorts. Like any tool, they can be used for bad or for good. Alas, they were used, at least in part, very irresponsibly.
You’re a responsible person at this point. You’re trying to do everything right. You have a good job. You want a home of your own, maybe start a family. But with the big black marks on your credit report, you’re afraid you’ll be laughed out of the bank if you go in asking for a home loan. What can you do?
If you’re old enough to remember the early 1960’s or if you ever saw Barry Levinson’s 1987 film, "Tin Men", starring Danny DeVito and Richard Dreyfuss, you might have an aversion to having your home sided with aluminum.
Installing replacement windows can be challenging. However, with a handful of window installation tips you can make your job a lot easier and pretty much be assured of success.
When searching for someone to watch your children, ads in the paper or online might have their place, but you never know who's going to be reading them. You will have to be extra cautious with any interviewees with such an approach, and make sure their references are impeccable.
Are you looking into getting babysitting services and need to know how much you can expect to spend? Babysitter’s fees can vary depending on the person, the number of children that need to be cared for, and even the level of experience the babysitter has.
Hiring someone to watch over your children is a big decision, and not one to enter into without doing some investigation first, especially if the one you're hiring isn't someone you know well already. We've all heard the horror stories of abusive caregivers, but far more frequent than these are incompetent or neglectful ones.
When people hire a babysitter, for most the primary reason is to keep their children safe and secure, to protect them from outsiders but, most usually, themselves.
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